NemKonto for Children and Minors

Whether you are under 18 or have just turned 18, you should have a NemKonto, so you can receive money from public authorities.

If you have just turned 18, or will soon, you may in many cases start receiving money from the public sector. For example, you might begin an education and receive student grants (SU), or move out from home and become eligible for housing benefits.

The public authorities need a bank account where they can deposit your money. This is called your NemKonto.

Private companies can also pay money into your NemKonto. For example, if you have a part-time job, you and your employer may agree that your salary will be paid into your NemKonto.

You have to decide which account to use as your NemKonto. You do not automatically get one. You can ask your bank to register a NemKonto for you, or you can do it yourself via NemKonto’s self-service.

You need your MitID to log in to the self-service. After that, you can enter the account details for the account you want as your NemKonto.

If you use the self-service, you will receive a physical letter by post containing a code that you must use to activate your NemKonto. It may take some time for the letter to arrive, so the fastest way is to have your bank register your NemKonto for you. You can read more about the letter here.

If you are under 18, you should, if possible, choose a NemKonto before you receive money from the public sector for the first time.

If you or one of your parents has an account in a Danish bank, the bank can designate that account as your NemKonto. It is possible for several NemKonto accounts to be linked to the same bank account.

If you are 15 or older, you can designate a NemKonto via NemKonto’s self-service using your MitID.

If you do not have MitID, you can read more about how to designate a NemKonto here.

Please note that if you are under 15, you cannot use NemKonto’s self-service to assign, change, or delete your NemKonto. Only your guardian (e.g. a parent) can do this.

A guardian (e.g. a parent) can also designate a NemKonto for children and young people under 18. If you, as a guardian, want to choose a NemKonto in a Danish bank, you can ask the bank to register it.

If you want to designate a NemKonto in a foreign financial institution, you must complete and submit the following:

NemKonto form for registering a NemKonto in a foreign financial institution, with a signature confirmed by a notary, lawyer, or two witnesses – find the form here. Please note that your signature and the witnesses’ signatures must be dated on the same day.

Documentation of guardianship. If you have MitID, you can obtain a printout from borger.dk. If you do not have MitID, you must contact the Family Court (Familieretshuset). The documentation must be no more than one month old from the date of the NemKonto application.

Copy of valid ID for the guardian.

The documentation and NemKonto form can be submitted in 2 ways:

Via NemKonto Support’s contact form

By physical mail to:

The Agency for Digital Government
Att.: NemKonto Support
Slotsgade 1
4800 Nykøbing F
Denmark

Updated 13. October 2026