All citizens and companies registered in Denmark are required to have a NemKonto. A NemKonto is a normal bank account that you assign as your NemKonto.

Most Danish citizens and companies occasionally receive payments from the public sector. These payments can be TAX or VAT refunds, child subsidies, pensions, student loans, unemployment benefits, housing support or social welfare payments ect. All payments from public institutions will be transferred directly to this account. Some private enterprises are able to make payments to your NemKonto as well. It can be enterprises such as insurance and pension companies.

If you want a more in depth explanation of NemKonto and know more about why you need one, you can contact NemKonto Support.

How to assign a NemKonto

You need to decide which of your existing bank accounts you wish to use as your NemKonto.

You can establish the NemKonto in one of the following ways:

  1. As a private person you can assign an account number yourself, at’s Self-service (Selvbetjening), if you have a MitID (Click 'Log ind som borger' in the box on the right labeled 'Selvbetjening').

  2. Contact your Danish bank and inform them which account to assign as your NemKonto.

  3. If you wish to assign a foreign bank account as your NemKonto you can only do so, by following these instructions:

Assign a NemKonto for citizens

Assign a NemKonto for Companies

You will receive an activation letter

If you have assigned or changed your nemKonto through NemKonto's self-service, you will receive an activation letter with an activation code. The activation letter will be sent by postal service to the address registered in the CPR-register. It is therefore important that your address is correct before you assign or change your NemKonto.
Unfortunately, you cannot have the letter sent by e-mail or Digital Post at the moment.


After receiving the activation letter, you must follow the instructions in the letter. If you are unsure how to activate your NemKonto, you can contact NemKonto Support:


Phone: +45 33 98 00 60

Write to NemKonto Support: Contact form

It is the Agency for Digital Government who is in charge of NemKonto.

You can find more information and answers to the most frequently asked questions about NemKonto in our FAQ.